Onboarding and pricing

Quick Pricing Summary

A short price-only reference for account activation tiers, core banking fees, SWIFT and instrument pricing, Smart Plan transfer fees, and advisory billing.

Account Activation Tiers

Operating Accounts$1,000+
Investment Accounts$10,000+
Wealth Management Accounts$100,000+
Institutional Accounts$200,000+
High-Tier Institutional Accounts$100M+

Core Banking Fees

Operating account opening$500 - $1,000
Monthly maintenance$20 - $150
Account reconciliation$100/hour
Domestic wire transfer$10 - $50
International wire transfer$50 - $150
Debit card issuance$50 - $150
Replacement debit card$0 - $50
ATM usage$0 - $5
Foreign transaction fee1% - 3%
Card issuance$50 - $200

SWIFT, Instruments and Advisory

MT760 instrument issuanceEUR 2,800 + 0.40% - 0.75%
MT103 cash transfer / standard wire$10 - $150
SBLC / BG purchase model30% - 40% of face value
Consultation / advisoryEUR 250/hour

Smart Plan Transfer Protocol

$500M transfer level$185,000
$1B transfer level$370,000
$10B transfer level$3,700,000
$100B transfer level$37,000,000
$1T transfer level$370,000,000
Final pricing is confirmed after review of the client profile, account tier, funding status, transaction structure, instrument verbiage, compliance requirements, and execution risk. The full guide contains the detailed terms and context.